Arafat Shaik

Kisan Credit Card Scheme is a revolutionary credit delivery mechanism launched by the Government of India in 1998 to provide timely and affordable institutional credit to farmers for their agricultural and allied needs. Over the years, this scheme has evolved into one of the most powerful financial tools for India’s farming community. As of 2026, … Read more

Pradhan Mantri Fasal Bima Yojana is India’s flagship crop insurance scheme launched by the Ministry of Agriculture and Farmers’ Welfare in April 2016. This scheme replaced two older and less effective crop insurance programs — the National Agricultural Insurance Scheme and the Modified National Agricultural Insurance Scheme. The primary purpose of PMFBY is to provide … Read more

Bebe Nanki Ladli Beti Kalyan Yojana is a flagship social welfare scheme launched by the Government of Punjab in 2011. The scheme was introduced under the 13th Finance Commission with the primary goal of improving the gender ratio and preventing female feticide in the state. Named after Bebe Nanki, the revered sister of Guru Nanak … Read more

Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme launched by the Government of India. The main goal is to provide affordable housing to all eligible families by the year 2029. The scheme is divided into two main parts: PMAY-Urban (PMAY-U) for cities and towns, and PMAY-Gramin (PMAY-G) for rural villages. Since its start … Read more

PM Vishwakarma Yojana, also known as PM Vishwakarma Kaushal Samman Yojana, is a Central Sector Scheme launched by the Government of India on 17 September 2023 by Prime Minister Narendra Modi on the auspicious occasion of Vishwakarma Jayanti. This scheme is designed to provide end-to-end support to traditional artisans and craftspeople who work with their … Read more

The Himachal Pradesh Indira Gandhi Balika Suraksha Yojana is a flagship state government scheme launched by the Department of Health and Family Welfare to combat the declining child sex ratio and promote the welfare of the girl child in the state. The scheme was originally introduced in the year 2007 with the core objective of … Read more

Sukanya Samriddhi Yojana (SSY) is a government-backed small savings scheme launched by the Government of India in January 2015 under the “Beti Bachao, Beti Padhao” campaign. The primary goal of this scheme is to encourage parents and legal guardians to build a secure financial corpus for their daughter’s future needs, including higher education and marriage … Read more

Mukhyamantri Majhi Ladki Bahin Yojana is a flagship social welfare scheme launched by the Government of Maharashtra to provide direct monthly financial assistance to women from economically weaker sections. The scheme was officially announced in the Maharashtra state budget on 18 June 2024 and was approved by the state cabinet on 28 June 2024. It … Read more

PM-DAKSH Yojana stands for Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi Yojana. It is a Central Sector Scheme launched during the year 2020-21 by the Ministry of Social Justice and Empowerment, Government of India. The core purpose of this scheme is to provide high-quality skill training to marginalized communities so that they can find stable … Read more

PM Kisan Samman Nidhi Yojana is a central sector scheme launched by the Government of India in February 2019 with effect from 1st December 2018. The scheme was introduced by Prime Minister Narendra Modi to provide direct income support to small and marginal landholding farmer families across India. Under this scheme, eligible farmers receive ₹6,000 … Read more