The Pradhan Mantri Awas Yojana (PMAY) stands as one of India’s most significant housing initiatives, with Maharashtra being one of the largest beneficiary states. The scheme operates in two distinct verticals: PMAY-Gramin (PMAY-G) for rural areas and PMAY-Urban (PMAY-U) for urban regions. Maharashtra has been actively implementing both schemes to achieve the goal of “Housing for All” across the state.
PMAY-G was launched on 20th November 2016, replacing the earlier Indira Awas Yojana, to provide pucca houses with basic amenities to eligible rural households. The scheme identifies beneficiaries based on housing deprivation parameters under the Socio-Economic Caste Census (SECC) 2011 database and the finalized Awaas+ survey list . For urban areas, PMAY-U has been revamped and relaunched as PMAY-U 2.0 with effect from 1st September 2024 to assist 1 crore additional eligible urban beneficiaries across the country .
Maharashtra has been allocated significant targets under both schemes. Under PMAY-G, the state is implementing the scheme during FY 2024-25 to 2028-29 to provide assistance for the construction of 2 crore additional houses nationwide. The state also has 13,29,678 remaining eligible beneficiaries identified as of December 2024 . Additionally, the Maharashtra government is implementing five state rural housing schemes alongside PMAY-G: Ramai Aawas Yojana, Shabari Gharkul Yojana, Modi Awaas Gharkul Yojana, Punyashlok Ahilyadevi Holkar Gharkul Yojana, and Yashwantrao Chavan Mukt Vasahar Gharkul Yojana .
Chhattisgarh Misal Bandobast Record Online 2026 : Search by Name & Village
PMAY Maharashtra Scheme Overview and Key Statistics
Understanding the key statistics and parameters of PMAY implementation in Maharashtra is essential for both beneficiaries and stakeholders. The state has been a major contributor to the national housing mission.
Scheme Overview Table:
| Particular | Details |
|---|---|
| PMAY-G Launch Date | 20th November 2016 |
| PMAY-U 2.0 Launch Date | 1st September 2024 |
| Implementing Ministry | Ministry of Rural Development (Gramin) / Ministry of Housing & Urban Affairs (Urban) |
| State Implementing Body | Rural Development Department, Maharashtra |
| PMAY-G Target (2022-26) | 29,96,724 houses allocated to Maharashtra |
| PMAY-G Houses Sanctioned | 21,46,116 houses |
| PMAY-G Houses Completed | 5,97,313 houses |
| PMAY-G Funds Released (Central) | Rs 10,445 crore (approx.) |
| PMAY-G Funds Utilized (incl. State Share) | Rs 16,957 crore (approx.) |
| PMAY-U Sanctions (Last 3 Years) | 1,49,594 houses |
| Remaining Eligible Beneficiaries | 13,29,678 (as of Dec 2024) |
| State Rural Housing Schemes | 5 schemes (Ramai, Shabari, Modi, Ahilyadevi, Yashwantrao) |
| State Scheme Houses Constructed | 4,35,229 houses (FY 2022-25) |
Financial Assistance Structure:
| Component | Amount |
|---|---|
| PMAY-G Plain Areas | Rs 1,20,000 per house |
| PMAY-G Hilly Areas | Rs 1,30,000 per house |
| Toilet Construction (SBM-G convergence) | Rs 12,000 |
| MGNREGS Wage Support | 90-95 person days |
PMAY-U 2.0 Vertical Components :
- Beneficiary Led Construction (BLC): For beneficiaries who own land and wish to construct a house
- Affordable Housing in Partnership (AHP): Housing projects on government or private land
- Affordable Rental Housing (ARH): Rental housing at affordable rates
- Interest Subsidy Scheme (ISS): Central Government and bank-linked interest subsidy
Eligibility Criteria for PMAY in Maharashtra
The eligibility framework for PMAY in Maharashtra follows both central guidelines and state-specific provisions. Understanding these criteria is essential for prospective beneficiaries.
PMAY-Gramin Eligibility:
Primary Eligibility Conditions:
- Residency: Must be a permanent resident of rural Maharashtra
- Housing Deprivation: Houseless or landless families
- Housing Condition: Families living in zero, one, or two-room houses with kutcha walls and kutcha roofs
- SECC/Awaas+ Identification: Beneficiaries identified based on SECC 2011 database and Awaas+ survey list
Priority Categories:
- Houseless families
- Families with zero rooms
- SC/ST households (subject to availability)
- Particularly Vulnerable Tribal Group (PVTG) households under PM JANMAN
- Manual scavengers, widows, persons with disabilities
State-Specific Inclusion:
The state government has reported implementing five state rural housing schemes: Ramai Aawas Yojana, Shabari Gharkul Yojana, Modi Awaas Gharkul Yojana, Punyashlok Ahilyadevi Holkar Gharkul Yojana, and Yashwantrao Chavan Mukt Vasahar Gharkul Yojana, covering beneficiaries not captured in central lists .
PMAY-Urban 2.0 Eligibility:
Primary Eligibility:
- Urban beneficiaries across Maharashtra cities and towns
- Preference given to Widows, single women, Persons with Disabilities, Senior Citizens, Transgenders, SC/ST, Minorities
- Special focus on Safai Karmi, Street Vendors (PM SVANidhi), Artisans (PM Vishwakarma), Anganwadi workers, building and construction workers, and slum/chawl residents
Income Categories:
- Economically Weaker Section (EWS)
- Lower Income Group (LIG)
- Middle Income Group (MIG)
How to Check PMAY-Gramin Beneficiary List in Maharashtra
The PMAY-G beneficiary list for Maharashtra can be accessed through the AwaasSoft reporting portal. This is the primary method for confirming your name in the list.
Step-by-Step Process to Check PMAY-G Maharashtra List:
Step 1: Visit the official AwaasSoft reporting portal: https://rhreporting.nic.in/
Step 2: On the menu bar, go to the ‘Awaassoft’ option, and under this section, click on the ‘Report’ option
Step 3: Open the report page and navigate to ‘Social Audit Reports’ and select the ‘Beneficiary details for verification’ option
Step 4: In the Selection Filters section, select:
- State: “Maharashtra”
- District (select your district)
- Block (select your block)
- Gram Panchayat (select your village)
- Year of List (select appropriate year)
- Scheme: Pradhan Mantri Awas Yojana Gramin
Step 5: Fill in the Captcha code and press the Submit button
Step 6: The PMAY-G Gramin list for Maharashtra will be displayed, showing:
- Beneficiary Name
- Father/Husband Name
- Village Name
- Registration Number
- Sanction Number and Amount
- Installments Paid
- House Construction Status
Step 7: You can download the list using the ‘Download Excel’ or ‘Download PDF’ buttons
Alternative Method: Check via PMAY-G Official Website
- Visit https://pmayg.nic.in/
- Click on ‘Beneficiary Details’ or ‘Search Beneficiary’
- Enter Aadhaar number or registered mobile number
- Complete OTP verification
- Your status and beneficiary details will be displayed
Status Messages and Their Meaning:
| Status Displayed | What It Means | Recommended Action |
|---|---|---|
| SECC Verified | Eligibility confirmed | Wait for sanction |
| Sanctioned | House sanction order issued | Proceed with construction |
| Under Verification | Application review in progress | Wait for further updates |
| Installment Released | Financial assistance disbursed | Check bank account |
| Completed | House construction finished | Final inspection may be pending |
| Rejected | Eligibility criteria not met | Check reason, contact authorities |
How to Check PMAY-Urban 2.0 List in Maharashtra
For urban beneficiaries in Maharashtra cities like Mumbai, Pune, Nagpur, Nashik, Thane, and Aurangabad, the PMAY-Urban 2.0 portal provides access to beneficiary lists and status tracking .
Step-by-Step Process for PMAY-U 2.0 Status Check:
Step 1: Visit the PMAY-Urban 2.0 official portal: https://pmay-urban.gov.in/
Step 2: Click on ‘Search Beneficiary’ or ‘Track Your Assessment Status’
Step 3: You can search using:
- Aadhaar number (recommended for quick results)
- Assessment ID
- Name + Father’s Name
- Application Reference Number
Step 4: For name-based search:
- Select State: “Maharashtra”
- Enter Name and Father’s Name
- Select ID type (Aadhaar or Passport)
- Enter mobile number
Step 5: Complete verification and submit
Step 6: Your application status will be displayed
PMAY-U 2.0 – Urban Local Bodies in Maharashtra:
| City | Contact | Application Mode |
|---|---|---|
| Mumbai | PMC: 02025506672 | Walk-in / Online |
| Pune | pmay@punecorporation.org | Walk-in / Online |
| Nagpur | Municipal Corporation | Walk-in / Online |
| Nashik | Municipal Corporation | Walk-in / Online |
| Thane | Municipal Corporation | Walk-in / Online |
| Aurangabad | Municipal Corporation | Walk-in / Online |
Required Documents for PMAY Application in Maharashtra
To successfully apply for PMAY benefits in Maharashtra, applicants must submit a comprehensive set of documents. Having these documents ready will streamline the application process.
Essential Documents Checklist:
- Aadhaar Card – Must be held by all adult family members; used for identity verification and DBT
- SECC/Awaas+ Survey Number – For PMAY-G applicants
- Land Ownership Documents – For Beneficiary Led Construction under PMAY-U
- Bank Account Details – Active bank account in beneficiary’s name; account number and IFSC required
- Caste Certificate – For SC/ST/OBC applicants
- Income Certificate – For EWS/LIG/MIG categorization
- Disability Certificate – For persons with disabilities
- MGNREGA Job Card – For convergence benefits (90-95 person days)
- Swachh Bharat Mission Registration – For toilet construction assistance (Rs 12,000)
- Passport Size Photographs
Additional Documents for PMAY-U 2.0:
- Proof of urban residency
- Ration card
- Property tax receipt (if applicable)
- Rent agreement (for ARH vertical)
Document Verification Process:
- Self-Declaration: Beneficiaries provide initial documentation through online portals
- Field Verification: Government officials verify details at the local level
- Technical Verification: Block/District officials authenticate documents
- Final Approval: Sanction order issued after complete verification
Financial Assistance and Subsidy Structure in Maharashtra
PMAY provides comprehensive financial support to eligible beneficiaries in Maharashtra, covering construction costs and essential amenities.
PMAY-G Financial Assistance:
| Component | Amount |
|---|---|
| Basic House Construction (Plain Areas) | Rs 1,20,000 |
| Basic House Construction (Hilly Areas) | Rs 1,30,000 |
| Toilet Construction (SBM-G convergence) | Rs 12,000 |
| MGNREGS Wage Support | 90-95 person days (approx. Rs 27,000) |
| Total Support (Approx.) | Rs 1,59,000 – 1,60,000 |
Funds Released for Maharashtra:
| Period | Central Share Released | State Utilized (incl. State Share) |
|---|---|---|
| FY 2022-23 to 2025-26 | Rs 10,445 crore (approx.) | Rs 16,957 crore (approx.) |
PMAY-U 2.0 Financial Support:
The financial assistance under PMAY-U 2.0 varies by vertical and beneficiary category. Key features include:
- Central Assistance provided to States/UTs
- State share required (as per scheme guidelines)
- Interest Subsidy Scheme (ISS) for home loans
- Beneficiaries can also avail loans from banks with interest subsidy
Disbursement Mechanism:
- Direct Benefit Transfer (DBT) to beneficiary’s bank account
- Aadhaar-based authentication mandatory for payments
- Installment-linked disbursement based on construction progress
PMAY-G Progress and Achievements in Maharashtra
Maharashtra has made significant progress in implementing PMAY-G, with substantial numbers of houses sanctioned and completed. The state has also contributed to the PM JANMAN housing intervention for Particularly Vulnerable Tribal Groups .
PMAY-G Achievement Statistics:
| Parameter | Number |
|---|---|
| Target Allocated (FY 2022-26) | 29,96,724 houses |
| Houses Sanctioned | 21,46,116 houses |
| Houses Completed | 5,97,313 houses |
| Central Share Released | Rs 10,445 crore (approx.) |
| State Utilization (incl. State Share) | Rs 16,957 crore (approx.) |
PM JANMAN Housing Intervention in Maharashtra:
| Parameter | Number |
|---|---|
| Houses Completed | 9,112 houses |
| Central Share Released | Rs 171 crore (approx.) |
| State Utilization (incl. State Share) | Rs 155 crore (approx.) |
State Rural Housing Schemes in Maharashtra:
| Scheme Name | Houses Constructed (FY 2022-25) | Fund Utilized |
|---|---|---|
| Ramai Aawas Yojana | Part of 4,35,229 total | Rs 6,526 crore (approx.) |
| Shabari Gharkul Yojana | Part of 4,35,229 total | Rs 6,526 crore (approx.) |
| Modi Awaas Gharkul Yojana | Part of 4,35,229 total | Rs 6,526 crore (approx.) |
| Punyashlok Ahilyadevi Holkar Gharkul Yojana | Part of 4,35,229 total | Rs 6,526 crore (approx.) |
| Yashwantrao Chavan Mukt Vasahar Gharkul Yojana | Part of 4,35,229 total | Rs 6,526 crore (approx.) |
Employment Generated:
- Construction of a PMAY-G house generates approximately 201 person-days of employment
- This includes 56 skilled, 34 semi-skilled, and 111 unskilled person-days
- Rural Mason Training (RMT) program has trained and certified 3 lakh rural masons nationwide
Quality Measures and Monitoring in Maharashtra
The government has implemented several measures to ensure the quality of houses constructed under PMAY in Maharashtra and timely completion of projects.
Quality Construction Measures :
- Bouquet of House Designs: States provide beneficiaries a choice of house designs according to local climatic conditions, using appropriate local material and technology
- Rural Mason Training (RMT) Program: Ensures construction quality and availability of skilled masons
- Geo-Tagging: Houses are geo-tagged at different construction stages:
- Foundation stage
- Lintel stage
- Roof completion
- Final completion
- PMAY-G Analytic Dashboard: For monitoring and supervision of the scheme
Timely Completion Initiatives:
- Timely Allocation: Targets allocated to States/UTs with adequate funds
- Regular Review: Progress reviewed at the Ministry level
- Awards: Best performing States/UTs and Districts recognized based on performance index dashboard
- Follow-ups: With State to ensure release of central and state share of funds and provision of land to landless beneficiaries
State-Level Initiatives in Maharashtra:
- National Housing Day: Observed on 20th November every year
- Maha Awaas Abhiyan: Organized to accelerate all rural housing schemes
- Continuous Follow-up: With beneficiaries for timely release of installments
- Land Provision: To landless beneficiaries
Convergence with Other Government Schemes
PMAY in Maharashtra leverages convergence with multiple other government schemes to provide comprehensive support to beneficiaries.
Major Convergence Partners:
| Scheme | Convergence Benefit | Amount/Support |
|---|---|---|
| Swachh Bharat Mission-Gramin (SBM-G) | Toilet construction assistance | Rs 12,000 |
| Mahatma Gandhi NREGS | Unskilled wage employment | 90-95 person days |
| Ujjwala Yojana | LPG connection | Free cooking gas connection |
| Saubhagya Scheme | Electricity connection | Household electrification |
| Jal Jeevan Mission | Water supply connection | Functional tap water |
| PM JANMAN | Housing for PVTG households | Housing intervention |
Detailed Convergence Benefits:
1. Swachh Bharat Mission-Gramin (SBM-G)
- Mandatory toilet with every PMAY-G house
- Assistance of Rs 12,000 for toilet construction
- Promotes open defecation-free villages
2. MGNREGS Wage Support
- 90 person days in plain areas, 95 in hilly areas
- Unskilled labor for house construction
- Wages paid at current MGNREGS rates
3. PM JANMAN (Housing Intervention)
- Target to provide financial assistance to PVTG beneficiaries for construction of 4.90 lakh pucca houses
- Using the scheme infrastructure of PMAY-G
Impact of Convergence:
- Construction of a PMAY-G house generates approximately 201 person-days of employment
- Total employment generated from 2.82 crore houses constructed since inception: 566 crore person-days (approx.)
State Rural Housing Schemes in Maharashtra
In addition to the central PMAY schemes, the Maharashtra government has launched five state-level rural housing schemes to complement PMAY-G and cover more beneficiaries.
Overview of State Rural Housing Schemes :
| Scheme Name | Focus Group | Houses Constructed (FY 2022-25) |
|---|---|---|
| Ramai Aawas Yojana | SC/ST and economically weaker sections | Part of 4,35,229 total |
| Shabari Gharkul Yojana | Particularly Vulnerable Tribal Groups | Part of 4,35,229 total |
| Modi Awaas Gharkul Yojana | General category beneficiaries | Part of 4,35,229 total |
| Punyashlok Ahilyadevi Holkar Gharkul Yojana | Women beneficiaries | Part of 4,35,229 total |
| Yashwantrao Chavan Mukt Vasahar Gharkul Yojana | Landless families | Part of 4,35,229 total |
Key Features:
- Total Houses Constructed: 4,35,229 houses during FY 2022-23 to 2024-25
- Fund Allocated: Rs 9,588 crore (approx.)
- Fund Utilized: Rs 6,526 crore (approx.)
Maha Awaas Abhiyan:
The state observes National Housing Day on 20th November every year and organizes Maha Awaas Abhiyan to further accelerate all rural housing schemes in the state .
PMAY-U 2.0 Implementation in Maharashtra Cities
PMAY-U 2.0, launched on 1st September 2024, is being implemented across Maharashtra’s urban centers. The Government of Maharashtra has issued a Government Resolution (GR) to implement the scheme .
PMAY-U 2.0 Verticals:
| Vertical | Description |
|---|---|
| Beneficiary Led Construction (BLC) | For beneficiaries who own land and wish to construct a house |
| Affordable Housing in Partnership (AHP) | Housing projects on government land or private land developed by private developers |
| Affordable Rental Housing (ARH) | Rental housing available to beneficiaries at affordable rates |
| Interest Subsidy Scheme (ISS) | Scheme related to Central Government and banks for interest subsidy |
Sanctions in Maharashtra:
- Houses Sanctioned (Last 3 Years): 1,49,594 houses
Special Provisions for Vulnerable Groups:
- Preference given to Widows, single women, Persons with Disabilities, Senior Citizens, Transgenders, SC/ST, Minorities
- Special focus on Safai Karmi, Street Vendors (PM SVANidhi), Artisans (PM Vishwakarma), Anganwadi workers, building and construction workers, and slum/chawl residents
Urban Local Body Participation:
Major cities including Mumbai, Pune, Nagpur, Nashik, Thane, and Aurangabad accept walk-in applications for PMAY-U 2.0 .
Important Links and Official Resources
Having access to correct official resources is crucial for successful PMAY application and status tracking in Maharashtra. Here are all the essential links, helpline numbers, and official portals.
Official Websites:
| Portal Name | URL | Purpose |
|---|---|---|
| PMAY-G Official Website | https://pmayg.nic.in/ | Main portal for Gramin scheme |
| AwaasSoft Reporting Portal | https://rhreporting.nic.in/ | Check beneficiary list, social audit reports |
| PMAY-Urban 2.0 Portal | https://pmay-urban.gov.in/ | Urban scheme application and status check |
| Maharashtra Rural Development Dept | https://rdd.maharashtra.gov.in/ | State-level information and updates |
| PMAY MIS Portal | https://pmaymis.gov.in/ | Urban scheme status check |
Maharashtra-Specific Links:
| Resource | URL | Purpose |
|---|---|---|
| Maharashtra RDD | https://rdd.maharashtra.gov.in/ | Rural housing schemes |
| PMC PMAY-U 2.0 | https://webadmin.pmc.gov.in/ | Pune city PMAY implementation |
Helpline Numbers:
| Service | Number | Timings |
|---|---|---|
| PMAY-G Rural Helpline (National) | 1800 11 4400 | 9:30 AM – 6:00 PM (Weekdays) |
| PMAY-Urban Helpline (National) | 1800 11 6163 | 9:30 AM – 6:00 PM (Weekdays) |
| Maharashtra State Helpline | 022-22025392 | Working days |
| Pune PMAY-U Helpdesk | 02025506672 | Working days |
Important Government Notifications and Documents:
| Document | Source | Relevance |
|---|---|---|
| PMAY-U 2.0 Scheme Guidelines | https://pmay-urban.gov.in | Updated scheme guidelines |
| PMAY-G Guidelines | Ministry of Rural Development | Rural scheme implementation details |
| Maharashtra GR on PMAY-U 2.0 | https://webadmin.pmc.gov.in/ | State-level implementation order |
Mobile Applications:
- Awaas App – For PMAY-G information and updates
- PMAY Mobile App – For PMAY-U status tracking
Grievance Redressal:
- CPGRAMS: https://pgportal.gov.in/ – Centralized Public Grievance Redress and Monitoring System
- State-level grievance system: Through District/Block offices
Frequently Asked Questions (FAQs)
What is the difference between PMAY-G and PMAY-U in Maharashtra?
PMAY-G (Gramin) is for rural areas of Maharashtra, implemented by the Ministry of Rural Development. PMAY-U (Urban) is for urban areas, implemented by the Ministry of Housing & Urban Affairs. PMAY-U 2.0 was launched on 1st September 2024, with 1,49,594 houses sanctioned in Maharashtra in the last three years . PMAY-G has sanctioned 21,46,116 houses and completed 5,97,313 in the state.
How can I check the PMAY-G beneficiary list in Maharashtra?
Visit https://rhreporting.nic.in/ and follow these steps: Click on ‘Reports’ under AwaasSoft, select ‘Social Audit Reports’ then ‘Beneficiary details for verification’, select State “Maharashtra”, your district, block, and Gram Panchayat, select the year and scheme (PMAY-G), and submit. You can download the list in Excel or PDF format .
What is the financial assistance provided under PMAY in Maharashtra?
Under PMAY-G, beneficiaries receive Rs 1.20 lakh in plain areas and Rs 1.30 lakh in hilly areas. Additionally, Rs 12,000 is provided for toilet construction, and 90-95 person days of MGNREGS wage support (approx. Rs 27,000). The total support is approximately Rs 1.59-1.70 lakh . Under PMAY-U 2.0, assistance varies by vertical and beneficiary category.
What are the state rural housing schemes in Maharashtra?
Maharashtra has five state rural housing schemes: Ramai Aawas Yojana, Shabari Gharkul Yojana, Modi Awaas Gharkul Yojana, Punyashlok Ahilyadevi Holkar Gharkul Yojana, and Yashwantrao Chavan Mukt Vasahar Gharkul Yojana. These have constructed 4,35,229 houses during FY 2022-23 to 2024-25 .
What is PMAY-U 2.0 and how does it work in Maharashtra?
PMAY-U 2.0 was launched on 1st September 2024 to assist 1 crore additional urban beneficiaries. It has four verticals: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS). The Government of Maharashtra has issued a Government Resolution for implementation .
What documents are required for PMAY application in Maharashtra?
Required documents include Aadhaar Card, bank account details, land ownership documents (for BLC), income certificate, caste certificate (if applicable), disability certificate (if applicable), MGNREGA job card, SBM registration number, and passport size photographs. For urban applications, proof of urban residency and ration card may be required.
What is the PM JANMAN housing intervention in Maharashtra?
PM JANMAN is a housing intervention for Particularly Vulnerable Tribal Group (PVTG) households. Using the infrastructure of PMAY-G, the target is to provide financial assistance for construction of 4.90 lakh pucca houses by 31st March 2026. In Maharashtra, 9,112 houses have been completed under this intervention .
How can I check PMAY status by Aadhaar number in Maharashtra?
For PMAY-G: Visit pmayg.nic.in, click on ‘Search Beneficiary’, select ‘Aadhaar-based search’, enter 12-digit Aadhaar number, verify via OTP, and your status will be displayed. For PMAY-U 2.0: Visit pmay-urban.gov.in and follow similar steps .
What is the helpline number for PMAY in Maharashtra?
The Maharashtra state helpline number is 022-22025392 . National helplines: PMAY-G Rural – 1800 11 4400, PMAY-Urban – 1800 11 6163. For Pune city, the PMAY-U helpdesk number is 02025506672 .
How many houses have been sanctioned under PMAY in Maharashtra?
Under PMAY-G, 21,46,116 houses have been sanctioned and 5,97,313 completed during FY 2022-23 to 2025-26. Under PMAY-U, 1,49,594 houses have been sanctioned in the last three years. Additionally, state rural housing schemes have constructed 4,35,229 houses