Majhi Kanya Bhagyashree Yojana 2026: Eligibility, Apply Online, Status Check & Important Dates

The Majhi Kanya Bhagyashree Yojana (MKBY) was launched by the Government of Maharashtra on 22nd January 2015 under the Women and Child Development Department. The scheme was introduced as part of the “Beti Bachao Beti Padhao” movement to improve the condition of girls in Maharashtra society. Initially, it was known as the “Sukanya” scheme which started on 13th February 2014 for girls born on or after 1st January 2014. However, the current form of Majhi Kanya Bhagyashree Yojana was formally implemented from 1st August 2017 with revised benefits and eligibility criteria.

Under this scheme, the Maharashtra Government provides ₹50,000 as a fixed deposit for a single girl child, or ₹25,000 each for two girl children, provided the parents undergo family planning (sterilization) after the birth of the girl child. The amount is deposited in a long-term fixed deposit that matures when the girl turns 18 years old. The government has also increased the annual family income limit from ₹1 lakh to ₹7.5 lakh, making the scheme accessible to more families. The scheme aims to prevent female infanticide, improve the sex ratio, promote girl education, and ensure financial security for daughters.

In this article, you will learn everything about the Majhi Kanya Bhagyashree Yojana including eligibility criteria, how to apply online and offline, required documents, status check methods, fixed deposit benefits, and frequently asked questions. Whether you are a parent of a newborn girl or planning to avail this scheme for your daughter, this guide covers all the details in simple and easy-to-understand language.

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Table of Contents

Overview of Majhi Kanya Bhagyashree Yojana

The Majhi Kanya Bhagyashree Yojana is a flagship girl child welfare scheme of Maharashtra that provides financial assistance through fixed deposits to families with one or two daughters who opt for family planning. The scheme promotes gender equality and ensures that girls receive financial support for their education and future.

Particulars	Details
Scheme Name	Majhi Kanya Bhagyashree Yojana (MKBY)
Original Scheme	Sukanya Yojana (Launched 13 Feb 2014)
Current Form Launched	1st August 2017
Nodal Department	Women and Child Development Department, Maharashtra
Beneficiaries	Families with one or two girl children in Maharashtra
Financial Assistance	₹50,000 for one girl; ₹25,000 each for two girls
Deposit Type	Long-term Fixed Deposit / Sukanya Samriddhi Account
Maturity Period	18 years
Income Limit	₹7.5 lakh per annum (Revised from ₹1 lakh)
Family Planning Requirement	Mandatory sterilization within 1 year (one girl) or 6 months (two girls)
Interest Withdrawal	Every 6 years
Joint Account	Mother and daughter joint savings account
Overdraft Facility	₹5,000
Accident Insurance	₹1,00,000 for mother and daughter
Application Mode	Offline through Anganwadi / Online through portal
Official Website	maharashtra.gov.in

Eligibility Criteria of Majhi Kanya Bhagyashree Yojana

To avail the benefits of the Majhi Kanya Bhagyashree Yojana, families must meet the following eligibility conditions:

Residency: The family must be a permanent resident of Maharashtra. The girl’s father must have a valid domicile certificate of Maharashtra.
Girl Child Birth Date: The girl child must be born on or after 1st August 2017 to be eligible for the current scheme benefits.
Family Composition: The scheme is only for families with one or two girl children.
Category 1: Only one girl child and the mother has undergone family planning.
Category 2: Two girl children and the mother has undergone family planning after the second delivery.
Family Planning Certificate: One of the parents (preferably the mother) must have undergone sterilization (family planning operation) within:
1 year of the birth of one girl child, OR
6 months of the birth of the second girl child.
Income Limit: The annual family income must not exceed ₹7.5 lakh. This limit was revised upward from the earlier ₹1 lakh to include more families.
Twin Exception: If the first child is a girl and twin girls are born in the second delivery, all three girls are eligible for benefits.
BPL and APL Families: Both Below Poverty Line and Above Poverty Line families can apply, provided they meet the income criteria.

Note: The scheme benefits will NOT be provided if the first child is a boy and the second is a girl, or vice versa. If parents have a third child after submitting the family planning certificate, the benefits will be ceased.

Benefits of Majhi Kanya Bhagyashree Yojana

The Majhi Kanya Bhagyashree Yojana offers multiple benefits to ensure the welfare and financial security of girl children. Here are the key advantages explained in detail:

4.1 Fixed Deposit Financial Assistance

One Girl Child: ₹50,000 is deposited as a fixed deposit in the girl’s name for a period of 18 years.
Two Girl Children: ₹25,000 each is deposited for both daughters (total ₹50,000).
The amount earns interest over 18 years, providing a substantial maturity amount for the girl’s education or marriage.

4.2 Interest Withdrawal Facility

Parents can withdraw the accumulated interest every 6 years from the fixed deposit.
This provides periodic financial support for the girl’s education and other needs.

4.3 Final Maturity Benefit

After 18 years, the principal amount along with the final interest can be withdrawn.
The maturity amount is expected to be approximately ₹1 lakh or more depending on interest rates.

4.4 Joint Savings Account

A joint savings bank account is opened in the name of the mother and daughter.
This account is linked to the fixed deposit scheme.

4.5 Overdraft Facility

The savings account under this scheme offers an overdraft facility of ₹5,000.
This helps families meet urgent financial needs without hassle.

4.6 Accident Insurance Cover

Both the mother and the daughter receive accident insurance of ₹1,00,000.
This provides financial protection in case of accidental death or disability.

4.7 Sukanya Samriddhi Account Option

Families can opt to deposit the amount in a Sukanya Samriddhi Account instead of a regular fixed deposit.
This offers additional tax benefits under Section 80C of the Income Tax Act.

4.8 Education and Marriage Support

The amount can be used for the girl’s higher education or marriage expenses after she turns 18.
This reduces the financial burden on parents and encourages them to educate their daughters.

Application Procedure of Majhi Kanya Bhagyashree Yojana

The application for the Majhi Kanya Bhagyashree Yojana can be done both online and offline. Here is the detailed process:

5.1 Online Application Process

Step 1: Visit the official Maharashtra Government portal at maharashtra.gov.in or the Women and Child Development Department website.
Step 2: Navigate to the Majhi Kanya Bhagyashree Yojana section.
Step 3: Click on “Online Registration” or “New Application.”
Step 4: Register with your mobile number and basic details.
Step 5: Fill in the application form with the girl child’s details, parent’s information, family planning certificate details, income details, and bank account information.
Step 6: Upload scanned copies of all required documents (Aadhaar, birth certificate, family planning certificate, income certificate, domicile certificate, bank details, photographs).
Step 7: Review all details and submit the application.
Step 8: Note down the application reference number for future tracking.
Step 9: Download and print the application form for your records.

5.2 Offline Application Process

Step 1: Visit your nearest Anganwadi Centre, Gram Panchayat, or Municipal Office.
Step 2: Collect the Majhi Kanya Bhagyashree Yojana application form free of cost from the concerned officer.
Step 3: Fill in the form carefully with all required details including girl child’s name, date of birth, parent’s details, family planning information, and bank account details.
Step 4: Attach photocopies of all required documents.
Step 5: Submit the completed form to the Anganwadi Sevika, Child Development Project Officer (CDPO), or Women and Child Development Officer.
Step 6: The officer will verify your documents and forward the application for approval.
Step 7: Collect the acknowledgement receipt with a reference number.

Note: Application forms are available free of charge at Rural and Urban Child Development Project Offices, Deputy Chief Executive Officer (Child Welfare), Zilla Parishad, District Women and Child Development Officer, and Divisional Deputy Commissioner offices across Maharashtra.

Important Dates of Majhi Kanya Bhagyashree Yojana

The Majhi Kanya Bhagyashree Yojana operates throughout the year. Here are the key dates and timelines:

Event	Details
Application Start Date	Open throughout the year
Application Submission	Within 1 year of girl’s birth (for one child) or 6 months after second girl’s birth
Family Planning Certificate Deadline	Within 1 year (one girl) or 6 months (two girls)
Document Verification	1-2 months after application submission
Fixed Deposit Creation	2-3 months after approval
First Interest Withdrawal	After 6 years from deposit date
Second Interest Withdrawal	After 12 years from deposit date
Final Maturity	When the girl turns 18 years
Annual Renewal	Not applicable – one-time deposit

Note: Since the scheme requires family planning within a specific timeframe, parents should apply as soon as possible after the birth of the girl child and completion of the sterilization procedure.

Documents Required to Apply for Majhi Kanya Bhagyashree Yojana

Applicants must keep the following documents ready when applying for the Majhi Kanya Bhagyashree Yojana:

Aadhaar Card of both parents and the girl child – Mandatory for identity verification.
Girl Child Birth Certificate – Proof of birth date (must be on or after 1st August 2017).
Family Planning Operation Certificate – Issued by a government hospital proving sterilization.
Father’s Domicile Certificate – Proof of permanent residence in Maharashtra.
Income Certificate – Proof that annual family income is below ₹7.5 lakh.
Ration Card – Family identity document.
Joint Bank Account Details – Savings account in the name of mother and daughter (preferably in Bank of Maharashtra).
Address Proof – If different from domicile certificate.
Passport Size Photographs – Recent photographs of parents and the girl child.
Mobile Number – Active mobile number for OTP and updates.
Orphan Certificate (if applicable) – For orphaned girls being raised by guardians.
Caste Certificate (if applicable) – For record purposes.

Status Check of Majhi Kanya Bhagyashree Yojana

Applicants can check their application status and fixed deposit details through the following methods:

How to Check Status Online:

Step 1: Visit the official Maharashtra Government portal or the Women and Child Development Department website.
Step 2: Look for the “Application Status” or “Track Application” section.
Step 3: Enter your application reference number or registration number.
Step 4: Enter the captcha code if required.
Step 5: Click on “Submit” or “Check Status.”
Step 6: Your current application status will be displayed showing whether it is under verification, approved, or rejected.

How to Check Fixed Deposit Status:

Step 1: Visit the Bank of Maharashtra branch where the joint account was opened.
Step 2: Provide your account number and fixed deposit receipt number.
Step 3: The bank staff will update you on the deposit status, interest accrued, and maturity date.

Offline Status Check:

Visit the Anganwadi Centre or Child Development Project Office (CDPO) where you submitted the application.
Contact the District Women and Child Development Officer for status updates.
Call the Women Helpline at 181 or Child Helpline at 1098 for assistance.

Application Fee and Scheme Fee

The Majhi Kanya Bhagyashree Yojana is a completely free scheme for eligible beneficiaries. Here are the important points regarding fees:

No Application Fee: There is no charge for obtaining or submitting the application form.
No Processing Fee: The government does not charge any fee for verifying documents or processing applications.
No Registration Fee: Registration on the government portal is free of cost.
No Hidden Charges: All services related to this scheme are provided free by the government.
Bank Account Charges: Opening a joint savings account under this scheme is free. The fixed deposit is created without any additional charges.
Document Charges: Applicants only need to bear the minimal cost of photocopying documents and passport-size photographs.

Important Warning: Never pay any money to agents, touts, or middlemen who claim to guarantee your application approval or faster processing. The entire process is transparent and handled by government officials. If anyone demands money, report it immediately to the District Women and Child Development Officer or the police.

Latest Updates of Majhi Kanya Bhagyashree Yojana

Here are the most recent updates regarding the Majhi Kanya Bhagyashree Yojana for 2026:

Income Limit Increased to ₹7.5 Lakh: The Maharashtra Government has revised the annual family income limit from ₹1 lakh to ₹7.5 lakh, allowing more families to benefit from the scheme.
₹8.50 Crore Fund Approved: The state government has approved a fund of ₹8 crore 50 lakh for distribution under the Majhi Kanya Bhagyashree Yojana to ensure timely deposit creation for eligible beneficiaries.
Twin Girls Exception Clarified: If the first child is a girl and twin girls are born in the second delivery, all three girls are eligible for benefits. This exception has been formally included in the scheme guidelines.
Bank of Maharashtra Partnership: The scheme is primarily implemented through Bank of Maharashtra, which opens joint accounts and creates fixed deposits for beneficiaries. Having an account in this bank is necessary.
Sukanya Samriddhi Integration: Families now have the option to deposit the amount in a Sukanya Samriddhi Account for additional tax benefits and higher interest rates.
Online Application Streamlined: The online application process has been simplified on the Maharashtra Government portal, making it easier for parents to apply from home.
Lek Ladki Yojana Separate: The government has clarified that Majhi Kanya Bhagyashree Yojana is different from the Lek Ladki Yojana, which is another girl child scheme in Maharashtra with different benefits.

Selection Process of Majhi Kanya Bhagyashree Yojana

The selection of beneficiaries under the Majhi Kanya Bhagyashree Yojana follows a systematic verification process:

Application Receipt: Applications are received online through the government portal and offline at Anganwadi centres and CDPO offices.
Initial Screening: The Anganwadi Sevika or CDPO screens applications for completeness and basic eligibility.
Document Verification: All submitted documents are verified for authenticity including birth certificate, family planning certificate, domicile, and income proof.
Income Verification: The family’s annual income is cross-checked to ensure it is below ₹7.5 lakh.
Family Planning Verification: The family planning operation certificate is verified with the issuing government hospital.
Bank Account Verification: The joint account details of mother and daughter are verified with the bank.
Final Approval: The District Women and Child Development Officer gives final approval to the beneficiary list.
Fixed Deposit Creation: Once approved, the sanctioned amount is deposited as a fixed deposit in the girl’s name.
Notification: Parents are informed via SMS or phone call once the deposit is created.

Common Mistakes While Applying

Parents often make these mistakes which can delay or reject their application:

Not completing family planning within the deadline – must be done within 1 year (one girl) or 6 months (two girls).
Not registering the girl child’s birth immediately after delivery.
Providing incorrect Aadhaar numbers or mismatched names in documents.
Not opening a joint bank account in the name of mother and daughter.
Using a bank other than Bank of Maharashtra – while possible, it may cause delays.
Missing the income certificate – must clearly show income below ₹7.5 lakh.
Not submitting the family planning certificate – this is the most important document.
Applying after the girl child turns too old – the scheme is for newborn to young girls.
Paying money to fake agents – the scheme is completely free.
Not keeping copies of the fixed deposit receipt – essential for future withdrawals.

Reasons for Application Rejection

Your application for the Majhi Kanya Bhagyashree Yojana may get rejected due to the following reasons:

Girl child born before 1st August 2017 – not eligible for current scheme benefits.
Family has a boy and a girl – the scheme is only for families with exclusively one or two girls.
Family has three or more children – even if the first two are girls, a third child disqualifies the family.
Family income exceeding ₹7.5 lakh per annum.
Not a permanent resident of Maharashtra – the scheme is state-specific.
Incomplete or incorrect information in the application form.
Missing mandatory documents like family planning certificate or birth certificate.
Family planning not done within the stipulated time (1 year for one girl, 6 months for two girls).
Girl child gets married before 18 years or drops out of school – benefits are ceased.
False family planning certificate detected during verification.
Girl child dies due to natural causes – the amount can be withdrawn by parents after term deposit expiry.

Portal of Majhi Kanya Bhagyashree Yojana – How to Register and Login

The Majhi Kanya Bhagyashree Yojana is managed through the Maharashtra Government portal. Here is how to use it:

For Online Registration:

Step 1: Visit the Maharashtra Government official website at maharashtra.gov.in.
Step 2: Navigate to the Women and Child Development Department section.
Step 3: Look for “Majhi Kanya Bhagyashree Yojana” or related scheme links.
Step 4: Click on “New Registration” and fill in your mobile number and basic details.
Step 5: Complete the registration and proceed to fill the application form.
Step 6: Upload documents and submit the application.

For Existing Users (Login):

Step 1: Visit the official portal.
Step 2: Click on “Login” or “Already Registered.”
Step 3: Enter your registered mobile number and OTP or password.
Step 4: Access your dashboard to view application status and updates.

Reset and Forget Password for the Portal

If you have forgotten your password for the Maharashtra Government portal, follow these steps:

Step 1: Go to the login page on maharashtra.gov.in.
Step 2: Click on “Forgot Password” or “Reset Password.”
Step 3: Enter your registered mobile number or email ID.
Step 4: An OTP will be sent to your registered mobile number.
Step 5: Enter the OTP and set a new password.
Step 6: Login with the new password.

Grievance Redressal Process

If you face any issue related to the Majhi Kanya Bhagyashree Yojana, you can file a grievance through the following channels:

Anganwadi Centre: First, contact your local Anganwadi Sevika for basic queries and application issues.
Child Development Project Officer (CDPO): Visit the CDPO office for document verification and approval-related complaints.
District Women and Child Development Officer: Contact the district-level officer for escalated grievances.
Women Helpline: Call 181 for women-related scheme queries and support.
Child Helpline: Call 1098 for child welfare-related issues.
Contact Support: Call 022-2202 7050 for general scheme-related support.
Aaple Sarkar Portal: File an online grievance on the Maharashtra Public Grievance Redressal portal at aaplesarkar.mahaonline.gov.in.
Email: Contact the Women and Child Development Department via the district-specific email IDs.

When filing a grievance, always mention your application reference number, Aadhaar details, district name, and contact information for faster resolution.

Renewal Process (if applicable)

The Majhi Kanya Bhagyashree Yojana does not require a traditional renewal process as the fixed deposit is created once and matures after 18 years. However, families should note:

One-Time Deposit: The fixed deposit is created once per eligible girl child and remains active for 18 years.
Interest Withdrawal: Parents can withdraw accumulated interest every 6 years without renewing the deposit.
No Reapplication: Once the deposit is created, no further application is needed until maturity.
Third Child Impact: If parents have a third child after the deposit is created, the benefits will be ceased and the deposit may be transferred back to the government.
Education Continuity: Ensure the girl child continues her education to retain full benefits until maturity.
Marriage After 18: The full maturity amount can be withdrawn when the girl turns 18, provided she is not married before that age.

Important Links and PDFs of Majhi Kanya Bhagyashree Yojana

Resource	Link
Maharashtra Government Official Portal	maharashtra.gov.in
Aaple Sarkar Citizen Portal	aaplesarkar.mahaonline.gov.in
Women & Child Development Department	wcd.maharashtra.gov.in
Bank of Maharashtra	bankofmaharashtra.in
Sukanya Samriddhi Yojana (Central)	npscra.nsdl.co.in
Application Form PDF	Available at Anganwadi centres and CDPO offices
Scheme Guidelines PDF	Available on the Women & Child Development Department portal

Contact and Information of Majhi Kanya Bhagyashree Yojana

For any queries or complaints related to the Majhi Kanya Bhagyashree Yojana, you can contact the following authorities:

State Level Contacts:

Women and Child Development Department, Government of Maharashtra
Women Helpline: 181
Child Helpline: 1098
Contact Support: 022-2202 7050
Address: Mantralaya, Mumbai, Maharashtra

District Level Contacts:

District Women and Child Development Officer (DWCDO) – Available in every district of Maharashtra.
Child Development Project Officer (CDPO) – Available in every block/project area.
Anganwadi Sevika – Local contact at the village/ward level.

Online Support:

Aaple Sarkar Portal: aaplesarkar.mahaonline.gov.in
Maharashtra Government Portal: maharashtra.gov.in

Important Advice:

Always contact your local Anganwadi centre first for scheme-related queries.
Keep your application reference number, Aadhaar details, and bank account information handy when calling helplines.
Never share your OTP or bank PIN with anyone claiming to be a government official.
Check the official portal regularly for updates on application status and scheme changes.

Frequently Asked Questions (FAQs)

Q1. What is Majhi Kanya Bhagyashree Yojana?

Ans. It is a Maharashtra government scheme launched in 2015 that provides ₹50,000 as a fixed deposit for a single girl child or ₹25,000 each for two girl children, provided parents undergo family planning. The amount matures when the girl turns 18.

Q2. Who is eligible for Majhi Kanya Bhagyashree Yojana?

Ans. Permanent residents of Maharashtra with one or two girl children born on or after 1st August 2017, who have undergone family planning within 1 year (one girl) or 6 months (two girls), and have annual family income below ₹7.5 lakh.

Q3. How much financial assistance is given under this scheme?

Ans. ₹50,000 for one girl child or ₹25,000 each for two girl children. The amount is deposited as a long-term fixed deposit for 18 years.

Q4. How can I apply for Majhi Kanya Bhagyashree Yojana?

Ans. Apply online through the Maharashtra Government portal or offline by visiting your nearest Anganwadi centre, Gram Panchayat, or Municipal office. Fill the form, attach documents, and submit.

Q5. Is there any application fee for this scheme?

Ans. No, the scheme is completely free. Never pay any money to agents or middlemen.

Q6. What documents are required for Majhi Kanya Bhagyashree Yojana?

Ans. Aadhaar card, girl’s birth certificate, family planning certificate, father’s domicile certificate, income certificate, joint bank account details, ration card, address proof, and passport-size photos.

Q7. Can I withdraw the money before 18 years?

Ans. Parents can withdraw the accumulated interest every 6 years. The principal amount can only be withdrawn when the girl turns 18.

Q8. What happens if I have a third child after availing the scheme?

Ans. If parents have a third child after submitting the family planning certificate, the benefits will be ceased and the deposit may be transferred back to the government.

Q9. Is the scheme only for BPL families?

Ans. No, both BPL and APL families can apply as long as the annual income is below ₹7.5 lakh.

Q10. What should I do if my application is rejected?

Ans. First, understand the reason for rejection from the CDPO or DWCDO office. If it is due to missing documents, reapply with complete documents. For unfair rejection, file a grievance on the Aaple Sarkar portal or call the Women Helpline at 181.