Welcome to Yojanawale.com (“we,” “our,” “us,” or “the Website”). This Disclaimer governs your use of our website, https://www.yojanawale.com, and all associated content, services, and features. By accessing, browsing, or using Yojanawale.com, you acknowledge and agree to the terms set forth in this Disclaimer.
If you do not agree with any part of this document, you must immediately discontinue use of our platform. This Disclaimer is designed to protect both our organization and our users by establishing clear boundaries regarding the nature, accuracy, and limitations of the information we provide.
Nature of Information and Content Accuracy
The content published on Yojanawale.com is provided for general informational and educational purposes only. We make every reasonable effort to ensure the accuracy, completeness, and timeliness of the information presented. However, we do not guarantee that:
- All information is entirely accurate, complete, or current at all times.
- Government scheme details, eligibility criteria, and application procedures are always up-to-date.
- Third-party sources referenced on our platform are reliable or verified.
- Technical, typographical, or factual errors do not exist within our content.
Users are strongly advised to cross-verify all information with official government portals, notification gazettes, and authorized representatives before making any decisions based on our content.
No Professional or Legal Advice
The information provided on Yojanawale.com does not constitute professional, legal, financial, or governmental advice. Specifically:
- We are not a government agency, department, or official representative of any government body.
- Our content should not be interpreted as legal counsel or substitute for professional legal consultation.
- We do not provide financial planning, tax advice, or investment recommendations.
- Users should consult qualified professionals, chartered accountants, legal advisors, or government officials for personalized guidance.
Any actions taken based on information from Yojanawale.com are at the sole discretion and risk of the user. We disclaim all liability for decisions made without independent professional verification.
Government Scheme Information and Official Sources
Yojanawale.com aggregates and presents information about various government schemes, subsidies, welfare programs, and public initiatives:
- We compile data from publicly available government notifications, press releases, and official websites.
- Scheme details, eligibility requirements, and benefit amounts are subject to frequent changes by respective government authorities.
- We do not process applications, approve benefits, or guarantee scheme eligibility for any user.
- Application procedures, deadlines, and documentation requirements mentioned may vary by state, district, or implementing agency.
- Users must always refer to official government portals (such as India.gov.in, state government websites, or Common Service Centers) for authoritative and current information.
We are not responsible for any loss, denial of benefits, or missed opportunities resulting from outdated or incomplete scheme information on our platform.
Third-Party Links and External Resources
Our website may contain hyperlinks, references, or advertisements leading to third-party websites, government portals, and external service providers:
- We do not control, monitor, or endorse the content, privacy practices, or security of external websites.
- Third-party sites operate under their own terms of service, privacy policies, and disclaimers.
- We are not liable for any damages, losses, or issues arising from your use of linked external resources.
- Inclusion of a link does not imply affiliation, partnership, or endorsement of the third-party entity.
- Users access external links at their own risk and should review the respective policies before sharing personal information.
We recommend exercising caution and verifying the authenticity of all external websites before engaging with them.
User-Generated Content and Community Contributions
Yojanawale.com may feature user comments, reviews, forum discussions, and community-contributed content:
- The views, opinions, and statements expressed by users are solely their own and do not reflect our views or positions.
- We do not pre-screen, endorse, or guarantee the accuracy of user-generated content.
- Users are solely responsible for the legality, originality, and consequences of their contributions.
- We reserve the right to moderate, edit, or remove any content that violates our community guidelines, is defamatory, obscene, or infringes on intellectual property rights.
- By submitting content, users grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, and distribute their contributions.
We disclaim all liability for disputes, claims, or damages arising from user-generated content posted on our platform.
Technical Reliability and Website Availability
While we strive to maintain continuous and reliable access to Yojanawale.com, we do not guarantee:
- Uninterrupted service or 100% uptime at all times.
- Freedom from technical glitches, server downtime, or maintenance outages.
- Compatibility with all devices, browsers, or operating systems.
- That the website will be free from viruses, malware, or harmful components.
- Immediate resolution of technical issues or bug fixes.
Users are responsible for maintaining adequate internet connectivity, updated browsers, and appropriate security software when accessing our platform. We are not liable for any losses resulting from temporary unavailability or technical failures.
Limitation of Liability and Damages
To the maximum extent permitted by applicable law, Yojanawale.com and its affiliates, directors, employees, and agents shall not be liable for:
- Direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our services.
- Loss of profits, revenue, data, goodwill, or business opportunities resulting from reliance on our content.
- Damages caused by unauthorized access to our servers, data breaches, or cyberattacks.
- Errors, omissions, or inaccuracies in any content published on the website.
- Actions or decisions taken by users based on information obtained from our platform.
- Any disputes, claims, or legal proceedings arising between users and third parties.
Our total aggregate liability shall not exceed the amount you have paid to us (if any) for accessing our services in the preceding twelve (12) months.
No Warranty and “As-Is” Basis
Yojanawale.com and all its content, services, and features are provided on an “AS IS” and “AS AVAILABLE” basis without any warranties of any kind, whether express or implied:
- We disclaim all implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
- We do not warrant that our services will meet your specific requirements or expectations.
- No warranty is given regarding the reliability, accuracy, or completeness of any information on the platform.
- We make no representations about the suitability, reliability, availability, timeliness, or security of our services.
Users assume all risks associated with the use of Yojanawale.com and agree that their sole remedy for dissatisfaction is to discontinue using the platform.
Affiliate Links and Monetization Disclosure
Yojanawale.com may participate in affiliate marketing programs, display advertisements, and sponsored content to support our operations:
- We may earn commissions or referral fees when users click on affiliate links or make purchases through third-party partners.
- Affiliate relationships do not influence our editorial content, reviews, or recommendations.
- Sponsored content and paid partnerships will be clearly labeled and disclosed as such.
- We are not responsible for the quality, delivery, or customer service of products or services purchased through affiliate links.
- Users should conduct their own due diligence before making any financial transactions with third-party advertisers.
Our monetization practices comply with the Advertising Standards Council of India (ASCI) guidelines and applicable consumer protection laws.
Intellectual Property and Copyright Notice
All content on Yojanawale.com, including but not limited to text, graphics, logos, images, videos, software, and design elements, is protected by copyright, trademark, and other intellectual property laws:
- The content is the exclusive property of Yojanawale.com or its licensed content providers.
- Users are granted a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial purposes.
- Unauthorized reproduction, distribution, modification, or republication of our content is strictly prohibited.
- Government logos, emblems, and official symbols displayed on our platform are the property of their respective government entities.
- Users may share links to our content on social media and other platforms, provided proper attribution is given.
Any infringement of our intellectual property rights will be pursued through appropriate legal channels.
Indemnification by Users
By using Yojanawale.com, you agree to indemnify, defend, and hold harmless Yojanawale.com and its affiliates from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from:
- Your violation of this Disclaimer, our Terms of Service, or applicable laws.
- Your use of the website in a manner that infringes upon the rights of any third party.
- Any user-generated content you submit that is defamatory, offensive, or unlawful.
- Your negligent or willful misconduct while using our platform.
- Any disputes or claims arising from your interactions with other users or third parties through our website.
This indemnification obligation survives the termination of your use of Yojanawale.com.
Governing Law and Jurisdiction
This Disclaimer and any disputes arising from your use of Yojanawale.com shall be governed by and construed in accordance with the laws of the Republic of India:
- Specifically, this document is subject to the Information Technology Act, 2000, the Indian Contract Act, 1872, and the Consumer Protection Act, 2019.
- Any legal action, suit, or proceeding arising out of or relating to this Disclaimer shall be instituted exclusively in the competent courts of [City, State], India.
- Users hereby submit to the exclusive jurisdiction of such courts and waive any objection to venue.
- If any provision of this Disclaimer is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
- Failure to enforce any right or provision does not constitute a waiver of such right or provision.
Changes and Updates to This Disclaimer
We reserve the right to modify, amend, or update this Disclaimer at any time without prior notice:
- Material changes will be communicated through prominent notices on our homepage or via email to registered users.
- The “Last Updated” date at the top of this document indicates the most recent revision.
- Your continued use of Yojanawale.com after changes are posted constitutes acceptance of the revised Disclaimer.
- We encourage users to review this page periodically to stay informed about our current disclaimers and limitations.
- Previous versions of this Disclaimer are available upon written request.
It is your responsibility to ensure that you understand the current terms before using our services.
Contact Information and Queries
If you have any questions, concerns, or feedback regarding this Disclaimer or any aspect of Yojanawale.com, please contact us:
- Email: contact@yojanawale.com
- Address: [Registered Office Address, City, State, PIN Code, India]
- Phone: [Contact Number]
- Response Time: We aim to respond to all inquiries within 5-7 business days.
- Grievance Officer: [Name of Grievance Officer] — appointed under the Information Technology Act, 2000.
By continuing to use Yojanawale.com, you acknowledge that you have read, understood, and agreed to this Disclaimer in its entirety.